Promotions Disclosures

Figure Markets Referral Program

By participating in the Figure Markets Referral Program you are agreeing to the Figure Markets Referral Agreement and the Figure Markets General Terms of Service. All terms used but not otherwise defined herein have the same meaning as in the Figure Markets General Terms of Service. The Figure Markets Referral Program is a limited-time promotional offering (a “Referral Program”). Please review the terms below to see if the promotion is available to you under the Figure Markets Referral Program at the time you make referrals.

Figure Markets - Invite Friends, Get $50

The Reward

Each time you refer a new user that sets up a new Figure Markets account using your personal invitation code or referral link that you shared with them during the promotional period in accordance with the eligibility criteria below, you will be eligible to receive $50 in your Figure Markets Account, payable within 60 days. Rewards will be deposited each for referral that meets the eligibility criteria below.

Eligibility

You are eligible to receive a reward each time a new Figure Markets User, meaning a legal person who has not started or completed the onboarding process for Figure Markets before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period in order to sign up for a new Figure Markets Account; (2) completes and passes KYC; (3) completes an initial $100 deposit in a Figure Markets Account and performs a transaction in the amount of $100 of cryptocurrency within fourteen (14) days after signup; and (4) maintains their account in good standing for 30 days following the settlement of their first transaction.

Anyone who qualifies for a reward under this promotion will only receive such reward if they are a current or new Figure Markets user and are verified through our Know Your Customer requirements, and are in good standing with Figure Markets at all times between meeting the eligibility criteria and the time the reward is deposited. Figure Markets reserves the right to request additional documentation to verify identity and/or bank account verification before conveying any rewards.

Figure Markets reserves the right to change or revoke this offer at any time without notice.

Important Risk Disclosures and Additional Information

This promotion will expire on February 1, 2026, unless terminated or amended earlier. Investing and trading involves risk including the loss of principal. Figure Markets may provide other promotional offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. Figure Markets is not responsible for any failure on your part to maintain your account in good standing or otherwise meet the standards for qualifying for this promotion. This promotion only applies to referrals of new Figure Markets customers. For the avoidance of doubt, if either you or the new user you refer is ineligible for the reward under this promotion, neither will receive a reward. A user who is deemed to have violated any of our terms, or in our sole discretion, to have engaged in any acts of fraud, abuse, or manipulation as it relates to this promotion, will be disqualified from this promotion and ineligible to receive any reward(s). Figure Markets may reverse or offset payment of any reward(s) for any user deemed to have engaged in any prohibited practice or who has violated any of our terms. Referral rewards are made at the sole discretion of Figure Markets. All referrals must be made in accordance with the Figure Markets Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion.

Products offered through Figure Investment Advisors, LLC and Figure Securities, Inc., are not eligible for this promotion.

Figure Markets Giveaway

The Giveaway To enter the Figure Markets Giveaway a user must repost or reply to a Figure Markets giveaway post within the promotional period stated in the post. Each giveaway post will include the reward amount, how to enter, and what information to include in each reply and/or repost. Within that repost or reply the user must include their Figure Markets wallet address. Each user who reposts and/or replies during the promotional period in accordance with the eligibility criteria below, will be entered for a chance to receive $100 in their Figure Markets Account, payable within 60 days. Reward payment type (BTC, ETH, USDC, etc.) will be determined by the stated reward in the specific post that the user replies to. Rewards will be deposited for each of the selected users that meet the eligibility criteria below.

Eligibility You are eligible to receive a reward as a Figure Markets User, meaning a legal person who has completed and passed KYC prior to the publication of the giveaway post and maintains their account in good standing for 30 days following the approval of KYC.

Anyone who qualifies for a reward under this promotion will only receive such reward if they are a Figure Markets user, have a Figure Markets wallet address, are verified through our Know Your Customer requirements prior to the publication of the giveaway post, and are in good standing with Figure Markets at all times between meeting the eligibility criteria and the time the reward is deposited. Figure Markets reserves the right to request additional documentation to verify identity and/or bank account verification before conveying any rewards.

Figure Markets reserves the right to change or revoke this offer at any time without notice.

Important Risk Disclosures and Additional Information

This promotion will continue, unless terminated or amended earlier. Investing and trading involves risk including the loss of principal. Figure Markets may provide other promotional offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. Figure Markets is not responsible for any failure on your part to maintain your account in good standing or otherwise meet the standards for qualifying for this promotion.

A user who is deemed to have violated any of our terms, or in our sole discretion, to have engaged in any acts of fraud, abuse, or manipulation as it relates to this promotion, will be disqualified from this promotion and ineligible to receive any reward(s). Figure Markets may reverse or offset payment of any reward(s) for any user deemed to have engaged in any prohibited practice or who has violated any of our terms.

Rewards are made at the sole discretion of Figure Markets. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion.